Military Scoring Model (MSM)^®

With more than 20 years of experience working with the military community, we have found that traditional credit scores do not accurately reflect a service member’s true credit worthiness. That is why Pioneer Military Lending has developed a scoring model that is unique in the industry and takes into account the military lifestyle.

Our Military Scoring Model (MSM)^® recognizes the frequent moves, deployments, and financial situations service members face—all of which can lead to an artificially low credit score with the three major bureaus. By factoring in these issues, as well as numerous other factors, our credit scoring model can better judge a military customer's credit risk and price our military loans fairly and accurately.

© 2010 Please refer to Privacy Policy, Terms of Use and Third Party Link Disclosure for additional information. All applications are confidential and subject to our credit policies. No official U.S. Military endorsement is implied. MidCountry Bank is a member FDIC.

For more than two decades, military families have been obtaining their personal military loans with us. We help pay off bad credit loans, payday loans and car loans for repair. All Pioneer military loans are backed by our Military Loan Guarantee. We use a secure online loan process that protects your security and privacy. The Pioneer military loan privacy policy is easily accessible on our website.