Pioneer Military Lending

Military Scoring Model (MSM)®

With more than 20 years of experience working with the military community, we have found that traditional credit scores do not accurately reflect a service member’s true credit worthiness. That is why Pioneer Military Lending has developed a scoring model that is unique in the industry and takes into account the military lifestyle.

Our Military Scoring Model (MSM)® recognizes the frequent moves, deployments, and financial situations service members face—all of which can lead to an artificially low credit score with the three major bureaus. By factoring in these issues, as well as numerous other factors, our credit scoring model can better judge a military customer's credit risk and price our military loans fairly and accurately.



Debt Consolidation Advice

Military Spouse Finance Guide

Testimonials
You are the only company that had faith in me to make a loan to me.
-- GS-9, DOD

I will always use Pioneer Loans! They are GREAT to Soldiers!
-- E6, Army

Questions?
Q. What makes a military installment loan a responsible choice?

A. The interest rates and APR are much lower than a military payday loan or military cash advance. Unlike short-term payday loans that set you up to fail, installment loans give you manageable payments to get the loan paid off.

Find more answers to your questions here.



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