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15-Day Change Your Mind Guarantee

Our personal loans are backed by a 15-Day Change Your Mind Guarantee.
If you find a better loan with another lender or change your mind and no longer need a loan, you can cancel your Pioneer Services loan with no obligation and no cost to you.
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Emergency Military Loans

You can’t put your life on hold when an emergency occurs. And you can’t put your finances on hold, either. When your money needs are urgent, a personal military loan from Pioneer Services could bring you a little peace of mind when you need it most. Our application process is quick and confidential, so you can concentrate on what you need to do and where you need to be.

Whether you’re dealing with a serious situation like bereavement, convalescent leave, a natural disaster, or any other type of emergency you may encounter in life, we may be able to help. If you’re an active-duty, 20-year career-retired, or medically retired service member, you can apply by phone or online 24/7 for an emergency military loan. Military veterans and members of the National Guard and Reserves who have had a loan with Pioneer Services in the past are also eligible to apply. If approved, you could get your funds as soon as the same day. It’s a smarter way to borrow when you need quick cash for an emergency. We offer:

  • Loans from $1,000 to $10,000
  • All ranks and branches eligible to apply
  • Backed by our 15-Day Change Your Mind Guarantee
  • Secure, quick, and confidential application
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Additional Military Emergency Relief

Despite the sense of urgency you may feel when handling a military emergency, you should carefully consider all your options and costs when looking to borrow money. Here are some other organizations you may want to consider reaching out to:

USA Cares

USA Cares is a non-profit organization that provides grants and support to post-9/11 military members, families and veterans. When a service member or their family is dealing with severe financial hardship, USA Cares can provide a hand up through grant assistance for mortgage, rent, utilities, vehicle payments and repairs, insurance, food and gas. To learn more or to apply for a USA Cares grant, visit

Army Emergency Relief Loans (AER Loans)

Army Emergency Relief Loans are administered by the U.S. Army for extended active-duty Army, Army National Guard and Army Reserve, and their families. AER Loans provide emergency financial assistance with food, housing, transportation and other basic needs. To learn how to request an Army Emergency Relief Loan, visit


Similar to what AER does for members of the Army, the Navy-Marine Corps Relief Society is a non-profit organization that offers need-base assistance to active-duty and retired Sailors and Marines, their eligible family members, and survivors. They also offer financial education and one-on-one counseling. For more information, visit