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Easy Access To Your Money

Apply today and, upon selection of your approved loan offers, you could get quick and easy access to your money.

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15-Day Change Your Mind Guarantee

Our personal loans are backed by a 15-Day Change Your Mind Guarantee.
If you find a better loan with another lender or change your mind and no longer need a loan, you can cancel your Pioneer Services loan with no obligation and no cost to you.
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NAVY & marine emergency loans

If you're an active-duty or career-retired sailor or Marine in need of some emergency funding, you might want to consider using the Navy-Marine Corps Relief Society (NMCRS). They offer emergency loans with no interest and also provide an opportunity to sit down and talk to a financial advisor. They may be able to provide exactly what you need, which is why we encourage you to carefully consider all your options when looking to borrow money. If you do need an alternative to the Society, Pioneer Services may be able to help.

We offer personal installment loans for active-duty, career-retired and medically retired sailors with a quick and simple application process. Veterans and members of the Reserve are also eligible to apply if you’ve had a loan with Pioneer Services in the past. You can apply online or over the phone in mere minutes. If approved, you could get your money the same day.

Whether it’s for a family emergency, special purchase, or you just need some extra cash, we’re here with the financing you need for whatever life brings your way. Apply online or give us a call at 1-800-FOR-LOAN. Our services include:

  • Loans from $1,000 to $10,000
  • A simple application process and quick turnaround
  • Fixed monthly payments
  • Availability for all ranks and branches of the military
  • 15-Day Change Your Mind Guarantee


At Pioneer Services, we understand the unique challenges that come with military service, whether you’re a sailor or a Marine. We’re the military division of MidCountry Bank with more than 25 years of experience helping service members with their financial needs. Whether it’s deployment, PCS, a family emergency, or any other challenge that comes with military life, sometimes you just need some quick cash. That’s why we’re available 24/7, 365 days a year, wherever you are.

If approved for an emergency loan, you get the benefit of fixed rates and a defined payment plan so you know exactly how much to pay each month and when your loan will be paid off. You also have the option of setting up an allotment to handle payments with ease. Ready to get started?

Pioneer Services is not affiliated with the Navy-Marine Corps Relief Society and no U.S. military endorsement is implied. You should carefully consider all your options and costs when looking to borrow money.

Three Ways to Apply


Apply online anytime from your computer, mobile device, or tablet.

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Call any time to apply with a friendly customer service representative.


In Person

Visit one of our office locations. If approved, walk out with a check!



The NMCRS provides emergency assistance and financial education to members of both the U.S. Navy and the Marine Corps. It was first formed in 1904 when a group of Naval officers and spouses recognized the need for some sort of formal and organized assistance for service members facing financial hardship. In the past century, the Society has expanded its services and programs to include funding for education, emergency travel, disaster relief, and more, in addition to their interest-free Quick Assist Loan. You can visit their website for more information or to find out if you’re eligible.