Holiday spending tips and tools

Website, article, and podcast help military families manage holiday spending and debt

Pioneer Services is helping service members and military families spend smart and keep within their budgets this year with Created by Pioneer Services, a Division of MidCountry Bank, the free website offers customizable budgets and wish lists, a holiday spending calculator, helpful shopping links, and other helpful tips for holiday spending. The heart of is a tool that lets families compare their actual spending to their budget.

"Experts agree that when families have a tangible, written budget they are more likely to stick to it," said Karen Von Der Bruegge, chief marketing officer for Pioneer Services and the author of the article "Tips for Smart Holiday Spending," which is featured on the site. "Pioneer Services has created a tool that lets service members track what they spend to what they have budgeted, and to do so throughout the holiday season. This will help them stay within certain limits and make them less likely to overspend."

To get started on a holiday spending plan, read the article, or listen to a related podcast, visit The podcast can also be found on iTunes.