Military Friendly

More Than a Title, it’s Our Way of Doing Business

Service You Can Trust

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Financial Bill of Rights

Customers of Pioneer Services enjoy the protection of a 10-point Financial Bill of Rights, to ensure military families receive the most trusted and reliable financial services available.

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locations_whiteFIND A LOCAL OFFICE

Visit a Pioneer Services office to apply for a loan. If approved, you could walk out with a check the same day. If we don’t have an office near you, you can still apply online or by phone.

15-Day Change Your Mind Guarantee

Our personal loans are backed by a 15-Day Change Your Mind Guarantee.
If you find a better loan with another lender or change your mind and no longer need a loan, you can cancel your Pioneer Services loan with no obligation and no cost to you.
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We’re proud to be recognized as a 2019 Military Friendly® Brand as featured in Military Spouse magazine. To us, being military friendly is about helping you through the ups and downs of military life. Receiving this recognition affirms our mission:

 “To solve financial problems for members of the military community by offering responsible personal loan products, credit and financial education resources, and support for service members and military families in the community.”


Military Knowledge

We get your crazy life because we’ve lived it. Together, our team members have more than 500 years of military experience as former service members or spouses.
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Community Support

We pay it forward to military-related organizations through sponsorships, donating and volunteering. These include AUSA, Wounded Warrior Battalion, spouse and veterans groups, to name a few. Learn more >


Financial Education

We help you take charge of your finances by understanding money management through FREE education and resources in our Money Smarts Learning Center.
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Responsible Lending

You can count on us. Unlike other lenders, we have a Financial Bill of Rights so you know what to expect and deserve, including a 15-Day Change Your Mind Guarantee. Learn more >

For over 30 years, we’ve helped more than 1.4 million military families take charge of their finances. Many of our team members are former military or spouses themselves so we know what it means to serve. That helps us provide the fast, friendly, award-winning service your family deserves.

"Receiving this award shows the kind of culture that exists at Pioneer Services. We’ve worked hard to ensure that from the president on down, we all realize what a privilege it is for us to serve military members and their families. We all recognize that it’s not just what we do, but how we do it. We want to give our best to those we serve.”

Allen Usry | Military Relations Manager
Chief Master Sergeant (Ret); United States Marine Corps (6 years) and Air Force (24 years)


Personal loans on your terms to help you borrow smarter.



Free, award-winning financial education and resources.




Recognized as a top Military Friendly
Brand in 2019.



Since 1986, we’ve helped more than 1.4 million military families from all ranks and branches take charge of their finances. Many of them come back, and refer friends because of their positive experience. Military friendly means you can expect more from Pioneer Services.

"Anytime that we need help, I can always count on Pioneer. They've been a great help to me and my family. A while back I was planning a vacation to go home, but we didn't have the money. Pioneer came through!"

Staff Sergeant, Air Force   |    Read More Testimonials