Military Friendly

More Than a Title, it’s Our Way of Doing Business

Service You Can Trust

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Financial Bill of Rights

Customers of Pioneer Services enjoy the protection of a 10-point Financial Bill of Rights, to ensure military families receive the most trusted and reliable financial services available.

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locations_whiteFIND A LOCAL OFFICE

Visit a Pioneer Services office to apply for a loan. If approved, you could walk out with a check the same day. If we don’t have an office near you, you can still apply online or by phone.

15-Day Change Your Mind Guarantee

Our personal loans are backed by a 15-Day Change Your Mind Guarantee.
If you find a better loan with another lender or change your mind and no longer need a loan, you can cancel your Pioneer Services loan with no obligation and no cost to you.
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Responsible Lending

Being military friendly means you can count on us. From personal loans to get you through emergencies, to deployments and PCS expenses, we’re here for you. It also means peace of mind. Unlike other lenders, we have a 10-point Financial Bill of Rights so you know what to expect and deserve. We provide reliable service as a division of MidCountry Bank, member FDIC, and by adhering to the Military Lending Act.

We take our services one step further than most, by empowering you to manage loans on your terms.

  • $500 to $10,000, no-hassle application with quick, secure access to your money
  • Affordable payments and fixed rates and no pre-payment penalties
  • Peace of mind with a 15-Day Change Your Mind Guarantee
  • We’ll work with you if you have less than perfect credit, and make sure you don’t get in over your head
  • We’ll help you build your credit score through credit reporting

We understand military life and the unique financial challenges that come with it. Responsible lending means helping you manage your budget, without falling into an endless cycle of debt. With fixed rates and payments, it’s a smarter way to borrow the money you need, with a plan to pay it back.


Personal loans on your terms to help you borrow smarter.



Free, award-winning financial education and resources.




Recognized as a top Military Friendly
Brand in 2019.



Since 1986, we’ve helped more than 1.4 million military families from all ranks and branches take charge of their finances. Many of them come back, and refer friends because of their positive experience. Military friendly means you can expect more from Pioneer Services.

Army Staff Sergeant"I was newly married with a small child and needed a loan. My credit was less than great, yet Pioneer Services was able to help me. Without the loan, I would have gone far into debt, potentially damaging my military career. Thank you for all you have done. You’re the first place I go when I need help!”

Staff Sergeant, Army   |    Read More Testimonials