Pioneer Services Retail Credit helps credit challenged consumers get the financing they want, so you get the sales you need. We continually enhance our programs, invest in technology, and refine our underwriting, marketing and sales finance processes to make it easy for you to partner with us.

Pioneer Services has been in the consumer finance business for more than 80 years. In 2007, Pioneer Services was acquired by MidCountry Financial Corp., a diversified financial services holding company, and is now a division of MidCountry Bank, a federal savings bank.

From our 25-year history serving military customers, Pioneer Services Retail Credit has evolved into a nationally recognized financial company that helps business owners provide flexible solutions to customers of varying credit types, including those who serve in our nation’s military.


Pioneer Services has been honored with numerous national and local awards recognizing our commitment to helping the customers and communities we serve, as well as the corporate culture we promote.


  • Better Business Bureaus Awards: Marketplace Ethics/Customer Service
  • American Business Award: Best Corporate Social Responsibility Program
  • American Bankers Association: Award for Financial Education
  • Two-time ranking: One of Top 25 “Best Places to Work in America”
  • PR News CSR Award: Workplace Innovation

You deserve to keep more sales. They deserve a “yes.”

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