In consideration of the opening and maintenance of a savings account by WesBanco Bank, Inc., the depositor agrees that this account shall be subject to the bank's rules and regulations covering Allotment Savings, interest rates, statements and maintenance of this type account. Accounts inactive for 365 days may be assessed a dormant service charge. Signing this form hereby authorizes WesBanco Bank, Inc. to deduct from said account and transfer each month the amount indicated above or any lessor amount should the first amount not be available, further it authorizes WesBanco Bank, Inc. to release any additional deposits that may have been previously received by WesBanco Bank, Inc. for the purpose of paying the amount indicated above or any amount that may be designated by me in the future to Pioneer Services. Electronic Funds Transfer disclosure and rules and regulations regarding this account will be mailed by WesBanco Bank, Inc. Quarterly Statements and other disclosures will be made available to you at firstnetbillpay.com. If the email address provided is invalid, omitted or email is returned to us we will automatically mail all disclosures and quarterly statements to the address given on this form. The owners of the accounts, by signing this form consent to receive all required statements and disclosures, for example change-in-terms notices, Regulation E notice, error resolution procedures electronically from WesBanco Bank, Inc. Under penalty of perjury I certify that (1) the TIN provided on this form is true, correct and complete and (2) that I am not subject to backup withholding either because (a) I have not been notified that I am subject to backup withholding as a result of failure to report all interest or dividends, or (b) the IRS has notified me that I am no longer subject to backup withholding. CERTIFICATION INSTRUCTIONS: you may cross out item: (a) above the IRS notified you that you are currently subject to backup withholding because of under reporting interest or dividends on your tax return.

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