Military Money Smarts

Military life can throw many unique challenges your way, so understanding how to manage money is an important part of your financial well-being. Here are some helpful tips to get your family’s finances in order, budget smarter, and plan for success.

PCS RELOCATION

Relocation is a fundamental part of military life. In fact, active-duty families move three times more often than their civilian counterparts. Military life is stressful already, and when you add a cross-country or OCONUS relocation to the mix, it can feel overwhelming – both emotionally and financially. So what should you do when you receive your orders? READ MORE

PRE-AND POST-DEPLOYMENT

Deployment is a difficult part of military life. For a smooth deployment and return, consider the following tips. READ MORE


BUDGETING, BILLS, AND SAVINGS

Creating a monthly budget doesn’t have to be complicated. At its core, it boils down to basic math – you take your total income and subtract your total expenses. As long as you’re in the positive on that equation, you’re in good shape. The following six steps can help you budget smarter and plan for financial success. READ MORE

OBTAINING YOUR CREDIT REPORT

It’s important that you monitor what is happening with your credit, so you aren’t surprised by your numbers, or what they mean. The reporting agencies listed below keep information about your credit. For more information on obtaining a free credit report, visit AnnualCreditReport.com. Each agency allows for one free credit report per year—or more, depending on the state in which you live.

Call: 1-800-685-1111
Mail: Exquifax Credit
Information Services
PO Box 740241, Atlanta, GA 30374
Website: https://www.equifax.com

Experian

Call: 1-888-397-3742
Mail: Experian National Consumer Assistance Center
PO Box 2104, Allen, TX 75013
Website: https://www.experian.com/

Call: 1-800-888-4213
Mail: TransUnion LLC Consumer Disclosure Center
PO Box 1000, Chester, PA 19022
Website: https://www.transunion.com/