NEED A PIONEER lOAN nOW?
When you need a simple military loan, Pioneer Services is here to help. Our online application is fast, easy, and confidential. We offer personal installment loans with fixed payments. Apply Today! Our friendly military loan experts are ready to help you right now.
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Our application process is quick and simple, and you could get a response in just minutes. If you’re approved, simply select your loan amount and we’ll deposit the funds directly into the bank account you specify. Once the funds transfer in 24-48 hours, the money is all yours and ready to use. It’s quick, convenient, secure and free of charge. Ready to get started? Apply Now!
As the military division of MidCountry Bank, we’ve been serving the financial needs of active-duty, career-retired and medically retired service members for more than 30 years. Military veterans and members of the National Guard and Reserves who have had a loan with Pioneer Services in the past are also eligible to apply. We offer personal installment loans with fixed rates and payments. That means you’ll know the total cost of your loan up front, with defined payment plans, so you know exactly when it will be paid off.
All ranks and branches of the U.S. military are eligible to apply, even if you've had credit problems in the past. We take great pride in helping folks who've been turned down by other lenders. If your bank or credit union can't help you get the funding you need, that's where we come in. We also report to credit agencies in accordance with the Fair Credit Reporting Act (FCRA), which means if you book a loan with us and pay it down as scheduled, it could help you establish a positive credit history.
At Pioneer Services, we encourage you to consider all your options when looking for a lender. That’s why we offer a 15-Day Change Your Mind guarantee to give you time to review and compare rates and terms. If you can find a better deal with another lender within 15 days of booking your loan, or if you change your mind, or if you decide you no longer need the loan, you can return the money with no questions asked and no further obligation. We want to help you make the best decision for you and your family.
That's why we also offer free, award-winning financial education in our online Learning Center, featuring helpful blogs, e-books, podcasts, and much more. Our goal is to provide the tools and guidance you need to become financially secure, so you can focus on your duties as a service member instead of worrying about money problems.
All Pioneer Services personal installment loans are originated through MidCountry Bank, which offers the protections and security of a federally regulated institution, and is a member FDIC. Loan approval, term, amount, and the Annual Percentage Rate (APR) are dependent upon each applicant’s credit qualifications. Loan amounts are available between $1,000 and $10,000 with terms from 12 to 48 months. APRs range from 11.99% to 35.95%, with the lower rates available to those with stronger credit profiles. For example, a $4,000 loan amount over a 36 month term with a 30.82% APR would have a monthly payment of $171.60. All loans are unsecured, meaning that no collateral is required. In all cases, Pioneer Services seeks to provide a loan that fits your needs, with payments you can afford. And because we report to the credit bureaus, consistent repayment behavior could help improve your credit score.
"Pioneer worked with my needs when no one else would. For four years, I have turned to them during emergencies and they have always come through." - Sergeant, Marine Corps
"With the personal situation I’m dealing with right now, a quick response is what I needed. That is exactly what I received from Pioneer. Thank you.” - Petty Officer, 1st Class, Navy
"I was struggling with debt, and you gave me my first loan. You counseled me about my credit, and because of you I was able to get out of debt.” - Staff Sergeant, Army