Reading IconFinancial Pep Talk Podcast

Financial-Pep-Talk_No_BorderThe Financial PEP Talk podcast series from Pioneer Services is a quick, easy way to learn more about your finances. Choose from a variety of topics in audio and video format.


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Credit Repair Resources

Ready to get a better grasp on your credit, budget and financial picture?  Here you’ll find easy-to-follow tools and tips to help you understand and potentially improve your credit, prioritize and possibly reduce your debt, and put you on the right financial path.

Everything is free of charge and available for download or printing, so take a look around! We're sure you'll find the information you need to start helping take control of your money, instead of the other way around.

Credit Resource Kit

CRKIt’s easy to get in over your head … and hard to get out. That’s why Pioneer Services created the Credit Resource Kit. Our goal is to help military members and their families take the first step to establishing or repairing your credit — and this smart resource will guide you through the process in simple terms. The Credit Resource Kit features checklists filled with actions you can take now, information on how to understand and potentially increase your credit score, and even tips to help you reduce you’re spending. 

While we cannot guarantee the Credit Resource Kit will give you a better credit score, it will give you a better understanding of your credit.

Download The Credit Resource Kit

Credit-wise Podcasts

Military Financial Podcast SeriesOur award-winning audio and video podcast series covers a number of topics, including how to use the factors that make up a credit score to possibly increase your score. You can also find out how to create a spending and savings plan, learn about credit card protections for consumers and even how to set financial goals. You can listen or view the Pioneer Services complete podcast series without leaving our website, or download our audio podcast from iTunes.

credit reports: your financial report card

It’s important that you monitor what is happening with your credit, so you aren’t surprised by your numbers, or what they mean. The reporting agencies listed below keep information about your credit. For more information on obtaining a free credit report, visit Each agency allows for one free credit report per year—or more, depending on the state in which you live.

Call: 1-800-685-1111
Mail: Exquifax Credit Information Services
PO Box 740241, Atlanta, GA 30374

Call: 1-888-397-3742
Mail: Experian National Consumer Assistance Center
PO Box 2104, Allen, TX 75013

Call: 1-800-888-4213
Mail: TransUnion LLC Consumer Disclosure Center
PO Box 1000, Chester, PA 19022

You’ll need the following information to obtain your credit report:

  • Full name, including any maiden names
  • Spouse's name (if married)
  • Complete current address/phone number
  • Previous addresses for last five years
  • Date of birth
  • Social security number
  • Signature
  • Current employer information