THE FINANCIAL
PRODUCTS YOU NEED

THE PROTECTION YOU DESERVE.

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locations_whiteFIND A LOCAL OFFICE

Visit a Pioneer Services office to apply for a loan. If approved, you could walk out with a check the same day. If we don’t have an office near you, you can still apply online or by phone.

Service You Can Trust

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Reading IconRecent News

MSVE_18 Pioneer Services Hosts Military Spouse Expo for Camp Pendleton on October 24
Free public admission, shopping opportunities, free raffles/gifts, etc.

2018_BBB_Torch_Award BBB Recognizes Pioneer Service for Marketplace Ethics
Company serving military families named Finalist for BBB “Torch” Award

NMFAWinnersthumb Pioneer Helps Underwriting For NMFA’s 2018 Military Spouse Scholarship Program
Recipient presentations coincide with 2018 National Military Spouse Appreciation Day

MAMMonth18Thumb 2018 Military Spouse and Families Survey Highlights Financial, Personal Trends
Survey Findings, Results Infographic & Blog available at MAM18.info

2018NavySafeHarborPresentation Supporting Military thru the Navy Safe Harbor Foundation
Helping seriously wounded, ill, or injured sailors and their families

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About Pioneer Services

Pioneer Services has provided financial services and lending to the military community for over 30 years, helping 1.4 million military families along the way. As the military division of MidCountry Bank, a federal savings bank, Pioneer Services provides access to short-term personal loansVA home loans, and online financial education information and tools.

We truly understand how unique your life is, from the challenges you’re facing to the future you’re planning for. That’s why Pioneer Services offers help to all ranks and branches of the military, including active duty, career retired, medically retired, veterans, and members of the National Guard and Reserves. How can we help you today?

Serving Those Who Serve

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customer Bill Of Rights

Customers enjoy the protection of a 10-point Financial Bill of Rights.

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Awards And Recognitions

Our commitment to the military has earned nationwide recognition.

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Supporting the community

We proudly support and give back to the communities we serve.

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FINANCIAL PRODUCTS & SERVICES

At Pioneer Services, we’ve seen firsthand how military families with low or limited credit scores are often underserved by many mainstream financial institutions. It’s not always easy to know where to turn for help. Pioneer Services is here for you. In 2007, Pioneer Services was acquired by MidCountry Financial Corp., a diversified financial services holding company, and became the military division of MidCountry Bank. That means our customers get the protection and security of a federally regulated financial institution, and the flexibility and speed you need.

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Personal Loans

Get the money you need, when you need it, with an affordable military loan.

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VA HOME LOANS

Dream of owning your own home? Here's how you can make it a reality.

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Learning Center

Spend smarter with our free financial education and programs.

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MILITARY PERSONAL LOANS

Military life often presents unique financial challenges. We offer short-term loans at a fixed rate with fixed payments—the perfect way to get the financial assistance you need for emergencies, travel, moving, family needs, vehicle repair and other expenses. And it's all worry-free thanks to our 15-day, risk-free guarantee. We encourage you to compare our rates and terms against other lenders, and share details with your family, advisors or chain of command. If you find a better loan, or change your mind and no longer need the loan, simply cancel your Pioneer Services loan with no obligation and at no cost to you. Just return the funds in full within 15 days of signing your loan and your account will be closed. It's that easy.

VA HOME LOANS

If you’ve always dreamed of owning your own home, now is a great time to buy — with a MidCountry VA Home Loan offered through Pioneer Services. MidCountry Bank is an approved VA lender in all 50 states and provides new purchase and refinance mortgage loans to eligible active-duty military and retired veterans.

All mortgage loans are subject to credit approval and compliance with MidCountry Bank underwriting standards.

FINANCIAL EDUCATION

We're dedicated to helping military service members take control of their financial life. Our award-winning military financial education tools and programs offer practical ways to get it done, including a Credit Repair Kit, military spouse resources, financial blogs, and more. It's all available in our online learning center.

THE PROTECTION OUR MILITARY DESERVES

As a customer of Pioneer Services you receive the protection and security of a federally regulated financial institution, along with the confidence of knowing that our bank products are subject to federal banking regulation and oversight. We're fully compliant with the Military Lending Act and we report to credit agencies in accordance with the Fair Credit Reporting Act (FCRA). And, unlike many lenders, we have no pre-payment penalties or mandatory arbitration clauses.