THE FINANCIAL
PRODUCTS YOU NEED

THE PROTECTION YOU DESERVE.

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Service You Can Trust

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Financial Bill of Rights: Protection for Military Families

Customers of Pioneer Services enjoy the protection of a 10-point Financial Bill of Rights, to ensure military families receive the most trusted and reliable financial services available.

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Reading IconRecent News

Mil-Brat-thumb Pioneer Services celebrates Month of the Military Child
Honoring our Youngest Heroes

college-THUMB Pioneer Services Helps Teach Military Families to Save
Company Offers Tips and Tools During 2014 Military Saves Week

Joe Leadership change at Pioneer Financial Services
Joe Freeman Takes Over CEO Duties as Tom Holcom Retires

PS_EICS-13_PS-2 BBB honors Pioneer Services
Recognizing Superior Customer Service and Business Practices

ABA13_Gold_H American Business Awards honors Pioneer Services’ website with Gold Stevie
PioneerMilitaryLoans.com Named Best in Financial Services Category

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About Pioneer Services

Pioneer Services has provided financial services and lending to active-duty and career-retired service members for over 25 years, helping 1.4 million military families along the way. As the military division of MidCountry Bank, a federal savings bank, Pioneer Services provides access to short-term personal loansVA home loans, and online financial education information and tools.

Whether you need extra money to make ends meet, a plan to save for tomorrow or help understanding and managing your debt, Pioneer Services offers a smarter way to think about your finances. But it doesn’t end there: We realize our military service members need our support in ways beyond money matters — and we’re proud to give it. In fact, we’ve earned awards and been recognized by our customers for those very efforts.

Serving Those Who Serve

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Awards And Recognitions

Our commitment to the military has earned nationwide recognition.

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Supporting the community

We proudly support and give back to the communities we serve.

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customer testimonials

It’s not what we think, but what our customers think that counts.

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FINANCIAL PRODUCTS & SERVICES

At Pioneer Services, we’ve seen firsthand how military families with low or limited credit scores are often underserved by many mainstream financial institutions. It’s not always easy to know where to turn for help. Pioneer Services is here for you. In 2007, Pioneer Services was acquired by MidCountry Financial Corp., a diversified financial services holding company, and became the military division of MidCountry Bank. That means our customers get the protection and security of a federally regulated financial institution, and the flexibility and speed you need.

We truly understand how unique your life is, from the challenges you’re facing to the future you’re planning for. That’s why Pioneer Services offers help to all ranks and branches of active duty and career-retired military. How can we help you today?

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Personal Loans

Get the money you need, when you need it, with an affordable military loan.

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VA HOME LOANS

Make your dream of owning your home a reality.

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Learning Center

Spend smarter with our free financial education and programs.

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MILITARY PERSONAL LOANS

Military life often presents unique financial challenges. We offer short-term loans at a fixed rate with fixed payments—the perfect way to get the financial assistance you need for emergencies, travel, moving, family needs, vehicle repair and other expenses. And it's all worry-free thanks to our 15-day, risk-free guarantee. We encourage you to compare our rates and terms against other lenders, and share details with your family, advisors or chain of command. If you find a better loan, or change your mind and no longer need the loan, simply cancel your Pioneer Services loan with no obligation and at no cost to you. Just return the funds in full within 15 days of signing your loan and your account will be closed. It's that easy.

VA HOME LOANS

If you’ve always dreamed of owning your own home, now is a great time to buy — with a MidCountry VA Home Loan offered through Pioneer Services. MidCountry Bank is an approved VA lender in all 50 states and provides new purchase and refinance mortgage loans to eligible active-duty military and retired veterans

FINANCIAL EDUCATION

We're dedicated to helping military service members take control of their financial life. Our award-winning military financial education tools and programs offer practical ways to get it done, including a Credit Repair Kit, military spouse resources, financial blogs, and more. It's all available in our online learning center.

THE PROTECTION OUR MILITARY DESERVES

As a customer of Pioneer Services you receive the protection and security of a federally regulated financial institution, along with the confidence of knowing that our bank products are subject to federal banking regulation and oversight. Pioneer Services voluntarily complies with the APR rate cap as recommended by the Military Lending Act and the FDIC’s small-dollar loan program. And, unlike many lenders, we have no pre-payment penalties or mandatory arbitration clauses.