THE FINANCIAL
PRODUCTS YOU NEED

THE PROTECTION YOU DESERVE.

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locations_whiteFIND A LOCAL OFFICE

Visit a Pioneer Services office to apply for a loan. If approved, you could walk out with a check the same day. If we don’t have an office near you, you can still apply online or by phone.

Service You Can Trust

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2014 STUDY ON FINANCIAL LITERACY OF MILITARY MEMBERS

We partnered with the National Foundation for Credit Counseling and Harris Poll to learn more about military members’ financial literacy. The results were revealing.

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Reading IconRecent News

FY15-MAM-THUMB Honoring those who serve during Military Appreciation Month
Donating, volunteering, and financial education advocacy lead Pioneer Services’ efforts

PS-Pendleton-thumb Pioneer Services opens office in Oceanside, California
Location serves military families at Camp Pendleton and San Diego area

Saving-thumb Military Families Grapple With Savings in Uncertain Times
Simple Tips for 2015 Military Saves Week

Win-Win-Thumb Winners announced for Pioneer Services’ Win-Win Giveaway
Five military members and two military-related non-profits received a combined $8,000

release Pioneer Services Makes A Difference During The Holidays
Donations, Volunteerism, and More Celebrate The Season

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About Pioneer Services

Pioneer Services has provided financial services and lending to active-duty and career-retired service members for over 25 years, helping 1.4 million military families along the way. As the military division of MidCountry Bank, a federal savings bank, Pioneer Services provides access to short-term personal loansVA home loans, and online financial education information and tools.

Whether you need extra money to make ends meet, a plan to save for tomorrow or help understanding and managing your debt, Pioneer Services offers a smarter way to think about your finances. But it doesn’t end there: We realize our military service members need our support in ways beyond money matters — and we’re proud to give it. In fact, we’ve earned awards and been recognized by our customers for those very efforts.

Serving Those Who Serve

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customer Bill Of Rights

Customers enjoy the protection of a 10-point Financial Bill of Rights.

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Awards And Recognitions

Our commitment to the military has earned nationwide recognition.

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Supporting the community

We proudly support and give back to the communities we serve.

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FINANCIAL PRODUCTS & SERVICES

At Pioneer Services, we’ve seen firsthand how military families with low or limited credit scores are often underserved by many mainstream financial institutions. It’s not always easy to know where to turn for help. Pioneer Services is here for you. In 2007, Pioneer Services was acquired by MidCountry Financial Corp., a diversified financial services holding company, and became the military division of MidCountry Bank. That means our customers get the protection and security of a federally regulated financial institution, and the flexibility and speed you need.

We truly understand how unique your life is, from the challenges you’re facing to the future you’re planning for. That’s why Pioneer Services offers help to all ranks and branches of active duty and career-retired military. How can we help you today?

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Personal Loans

Get the money you need, when you need it, with an affordable military loan.

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VA HOME LOANS

Make your dream of owning your home a reality.

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Learning Center

Spend smarter with our free financial education and programs.

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MILITARY PERSONAL LOANS

Military life often presents unique financial challenges. We offer short-term loans at a fixed rate with fixed payments—the perfect way to get the financial assistance you need for emergencies, travel, moving, family needs, vehicle repair and other expenses. And it's all worry-free thanks to our 15-day, risk-free guarantee. We encourage you to compare our rates and terms against other lenders, and share details with your family, advisors or chain of command. If you find a better loan, or change your mind and no longer need the loan, simply cancel your Pioneer Services loan with no obligation and at no cost to you. Just return the funds in full within 15 days of signing your loan and your account will be closed. It's that easy.

VA HOME LOANS

If you’ve always dreamed of owning your own home, now is a great time to buy — with a MidCountry VA Home Loan offered through Pioneer Services. MidCountry Bank is an approved VA lender in all 50 states and provides new purchase and refinance mortgage loans to eligible active-duty military and retired veterans

FINANCIAL EDUCATION

We're dedicated to helping military service members take control of their financial life. Our award-winning military financial education tools and programs offer practical ways to get it done, including a Credit Repair Kit, military spouse resources, financial blogs, and more. It's all available in our online learning center.

THE PROTECTION OUR MILITARY DESERVES

As a customer of Pioneer Services you receive the protection and security of a federally regulated financial institution, along with the confidence of knowing that our bank products are subject to federal banking regulation and oversight. Pioneer Services voluntarily complies with the APR rate cap as recommended by the Military Lending Act and the FDIC’s small-dollar loan program. And, unlike many lenders, we have no pre-payment penalties or mandatory arbitration clauses.